BREAKINGJust laid off? Your 48-hour action checklist → Start here
Federal Benefit Program — 2026 Guide

Trade Adjustment Assistance (TAA):
Full Guide for 2026

TAA is the most generous retraining benefit available to displaced workers — covering full tuition, books, and a weekly income stipend for up to 2.5 years. If your job was lost to trade, offshoring, or outsourcing, you almost certainly qualify.

100%
Training coverage
Up to 130 weeks
Income support
$1,250
Job search allowance
$1,250
Relocation allowance

What TAA is — and who it was designed for

The Trade Adjustment Assistance program was created to compensate American workers whose jobs moved overseas or were eliminated by foreign competition. It is administered by the US Department of Labor through state workforce agencies.

Unlike WIOA which caps training at $3,000–$14,000 depending on state, TAA covers your full approved training costs with no dollar cap. Combined with the Trade Readjustment Allowance (TRA) income payments, TAA is the most comprehensive displacement benefit in the American workforce system.

TAA and WIOA can work together. If you qualify for TAA, your state workforce agency will typically sequence you into TAA training with WIOA supportive services (childcare, transportation) running alongside.

Who qualifies for TAA?

Your employer filed a TAA petition

When a company has a mass layoff related to trade or offshoring, they or the workers can file a group petition. If certified, all workers in that group are covered automatically.

Jobs moved to a free trade partner country

If work moved to Canada, Mexico, or any other US FTA country — you may qualify regardless of whether a petition was filed.

Your employer shifted production overseas

Call centers moved to India or the Philippines, manufacturing moved to China, back-office work moved to Eastern Europe — all trigger TAA eligibility.

Foreign imports increased in your sector

Even if your specific employer is US-based, if your industry's job losses were caused by import competition, TAA coverage is available.

Full TAA benefits breakdown

100% of approved costs
Full retraining funding

Tuition, books, fees, tools, and certification exams. No dollar cap — your case manager approves a program, TAA pays for it.

~$300–$600/week
Trade Readjustment Allowance (TRA)

Weekly income equal to your prior UI benefit rate. Paid for up to 130 weeks (2.5 years) while you are in approved training.

72.5% of premiums
Health Coverage Tax Credit

HCTC covers nearly three-quarters of your COBRA or marketplace health insurance premiums during training.

Up to $1,250
Job search allowance

Covers travel and lodging costs when searching for a new job outside your local area.

Up to $1,250
Relocation allowance

If you must move to accept a new job, TAA covers up to $1,250 of relocation expenses plus 90% of moving costs.

Included
Case management

Dedicated TAA case manager at your state workforce agency who coordinates all benefits and training approval.

Critical: Apply Within 26 Weeks

How to apply for TAA

01
Check if a TAA petition covers your employer

Search the DOL TAA petitions database at dol.gov/agencies/eta/tradeact. Enter your company name. If a certified petition exists, you are covered as a group member.

02
Contact your state workforce agency immediately

Call or visit within 26 weeks of your layoff to preserve all TRA income benefits. After 26 weeks, you lose the weekly stipend — only training coverage remains.

03
File your TAA application

Your case manager walks you through this. Bring: proof of layoff, employer documentation of trade impact, government ID, and Social Security card.

04
Develop your Individual Employment Plan

Working with your case manager, identify an approved training program. TAA-approved programs are the same ETPL list used for WIOA.

05
Receive TRA income + begin training

Once approved, TRA payments begin and your training costs are paid directly to your provider. Your case manager handles the coordination.

Do not wait past 26 weeks

Missing the 26-week deadline means forfeiting your TRA income payments permanently. Training benefits may still be available, but the weekly stipend cannot be recovered retroactively.

Industries with the most TAA certifications

Manufacturing (all sectors)Automotive and auto partsSteel and metalsCall centers and customer serviceIT and software development (offshored)Textile and apparelFurniture and wood productsElectronics assemblyPaper and printingPlastics and rubberFood processingSemiconductor fabrication

Frequently asked questions

What is Trade Adjustment Assistance (TAA)?

TAA is a federal program administered by the Department of Labor that provides benefits to workers who have lost their jobs due to foreign trade — including imports, offshoring, outsourcing to other countries, and in some cases, automation tied to trade impacts. It covers full retraining tuition plus weekly Trade Readjustment Allowance (TRA) income payments.

Who qualifies for TAA in 2026?

Workers qualify for TAA if their employer petitioned the DOL for TAA coverage and the petition was certified, OR if their job was moved to a country with a US free trade agreement (NAFTA/USMCA, etc.), OR if their employer shifted production to another country. Manufacturing workers, call center workers, and tech workers whose jobs were offshored are common TAA recipients.

How much does TAA pay?

TAA covers 100% of approved training costs (tuition, books, fees, tools). In addition, the Trade Readjustment Allowance (TRA) pays weekly income equal to your prior state unemployment benefit — typically $300–$600/week — for up to 130 weeks (2.5 years). A job search allowance of up to $1,250 and a relocation allowance of up to $1,250 are also available.

How do I apply for TAA?

Apply through your state's American Job Center or workforce agency. Your employer may have already filed a petition on behalf of your entire workforce. First, search for your employer's petition on the DOL TAA petitions database. Then contact your state workforce agency within 26 weeks of layoff to preserve all TRA benefits.

Can I receive both TAA and WIOA funding?

You can receive TAA and WIOA services simultaneously, but TAA funding typically replaces rather than stacks with WIOA ITA funding for training costs. However, WIOA supportive services (childcare, transportation) can complement TAA training benefits. Work with your AJC case manager to optimize both.

What is the deadline to apply for TAA?

Apply within 26 weeks (about 6 months) of your layoff date to qualify for TRA income benefits. After this deadline, you may still qualify for training benefits but will lose access to the weekly income support. Do not wait.

Check all your funding options

Between TAA, WIOA, Pell Grants, and state funds — most displaced workers are eligible for more than they realize. Use our funding stacker to see everything available to you.

See All Funding Sources →Find Your AJC →